Author: Will Knight; Publisher: Wired; Publication Year: 2019. The following article touches on the idea of bias “proxies,” like address information as a proxy for race. It talks about how the Apple Card was offering lower credit limits for women compared to men even though gender was specifically excluded as a variable. The author argues that we should be including those specific variables so that the…
Author: Shubnam Sharma; Publisher: UKTN; Publication Year: 2021. In the following article, data ethics deals with the moral obligations of gathering, protecting, and using personally identifiable information, and how it affects individuals. Upon surveying 1,000 British employees working in the field of data analytics, 42% of them said that it is not a priority for them in their careers. This is problematic as experts contend that…
Author: Kevin Peachey; Publisher: BBC News; Publication Year: 2019. The following article describes how in November 2019, a tech entrepreneur reported that he was approved credit 20 times more on his Apple Card than his wife, even though they have equal shares in their property and file joint tax returns, and she even had a better credit score than him. Regulators began to investigate and Goldmann Sachs, the bank…
Author: Genevieve Smith, Ishita Rustagi; Publisher: Stanford Social Innovation Review; Publication Year: 2021. The following article discusses the effect of gender bias in data science. A very interesting example is the credit lines and credit scores given out to men and women with very similar profiles. In one case, a husband and wife compared their Apple credit lines only to find out the man had a credit line of 20 times that of his wife. The authors note that…
Author: Daniel Lu, Mike Loukides; Publisher: O’Reilly; Publication Year: 2020. The following article uses a terribly unsuccessful product launch between Apple and Goldman Sachs to establish the difference between compliance and ethics, show that even companies with the best data privacy reputations still must maintain diligence, and illustrate how unethical behavior by companies can negatively affect consumer trust and…
Author: Daniel Barber; Publisher: Forbes; Publication Year: 2022. The following article considers: Why is the United States one of the only countries without a comprehensive data privacy law? Congressional gridlock and the initiative of smaller actors like state legislatures and the Federal Trade Commission (FTC) are chief reasons. However, a bipartisan bill was proposed in June and is currently undergoing…
Author: Dan Power; Publisher: Evanta; Publication Year: 2022. The following article lists questions that need to be asked to check if any ethics problems exist or if anything has been missed. Large companies such as Apple and Goldman Sachs are mentioned as examples as to why these questions need to be asked…
Author: Chris Brook; Publisher: Data Insider; Publication Year: 2022. The following article discusses how while it might be easy to say that just because a law has been passed to regulate data ethics more strictly but that such laws are not actually enforced, the GDPR as a regulation in Europe has been enforced by authorities even two years after the law was passed. This article talks about the…
Author: Brian X. Chen; Publisher: The New York Times; Publication Year: 2021. The following article discusses how the age of digital marketing has raised some privacy concerns regarding how data are collected from consumers. This article discusses the changes that Apple and Google are making to change their privacy policies. The changes will make it harder for advertisers to access customer data. For…