Regulators Look at How “Big Data” May Contribute to Racial Bias in Insurance Rates

Author: Harriet Jones

Publisher: Marketplace

Publication Year: 2021

Summary: The following article describes how the pricing model has become more sophisticated over the years, the factors that decide the insurance rates have become more numerous and complex. However, the data that insurance companies use these days are inherently discriminatory such as the neighborhood unemployment rate and distance to the nearest restaurant. With such issues in mind, the regulators are considering actions to resolve the data ethics issues within the insurance industry,


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